Commercial
We have independent access to commercial funding for a wide variety of purposes
We have independent access to commercial funding for a wide variety of purposes. Commercial lending can be a very complex area and lenders will usually offer a rate which is determined by the strength of your application. You may be able to get a lower rate using ourselves than going direct due to years of experience in submitting commercial cases to lenders.
We also offer insurance products for businesses e.g. Life and/or Critical Illness. Relevant life Policies, Key Person Insurance, Individual/Group Income Cover, Income Cover for Sickness, Loan Protection and Ownership Protection.
Commercial Mortgages
The most common uses for a commercial mortgage at present are as follows -
Investor purchases of multiple flats on one title
Investor purchases of HMO’s
Investor purchases of semi-commercial properties such as a shop or offices with flats above
Investor purchases of any type of commercial phenolic lockers property
Owner occupied semi-commercial property
Owner occupied commercial property
Commercial Loans
We have access to specialist advisors who manage company & phenolic lockers business acquisitions and franchise purchases.
Bridging Finance
Short term secured lending typically used where a commercial or residential mortgage is not suitable
Asset Finance
For individuals or companies looking to purchase new equipment, vehicles, machinery and similar such assets
Factoring / Confidential Invoice Discounting
To assist companies with cash-flow requirements